bavulenootuli Terms and Conditions of Use

Please read these terms carefully before using our website. By accessing bavulenootuli.com, you agree to these terms and conditions.

September 20, 2025

Acceptance of Terms

By using our website, you confirm your acceptance of these terms and any subsequent changes. If you do not agree, please discontinue use of the site.

Definitions

Key terms used in these terms and conditions are explained below.

  • ‘bavulenootuli’, ‘we’, ‘us’, or ‘our’ refers to the operators of bavulenootuli.com.
  • ‘User’, ‘you’, or ‘your’ means any individual or entity accessing this website.
  • ‘Services’ refers to financial planning consultations and related content offered by bavulenootuli.
  • ‘Content’ means all material, including text, graphics, and information on bavulenootuli.com.

Use of Services

You agree to use our website and services only for lawful purposes and in accordance with these terms. Unauthorised use is strictly prohibited.

Eligibility

Our services are available to individuals over 18 years of age residing in Australia. By using this site, you confirm you meet these criteria.

Proof of age or residency may be requested.

Your Responsibilities

Users are responsible for ensuring information provided is accurate and for maintaining security of their accounts.

  • Provide true, current, and complete information during all interactions.
  • Maintain confidentiality of login credentials and account information.
  • Abide by all applicable laws and regulations when using our services.
  • Report any unauthorised use or security breaches immediately.

Prohibited Uses

Users must not misuse our website or services.

  • Engaging in fraudulent, deceptive, or unlawful activities.
  • Accessing or attempting to access accounts or data not belonging to you.
  • Transmitting viruses, malware, or harmful software.
  • Impersonating bavulenootuli staff, agents, or other users.
  • Using the website to collect or distribute unsolicited advertising.

Intellectual Property Rights

All website content, including logos, design, and text, is owned by bavulenootuli or its licensors. You may not copy, reproduce, or redistribute any material without written permission.

User Content

You retain ownership of content you submit but grant us a licence to use it for providing services. Unlawful or offensive content is not permitted.

Rights to Submitted Content:

By submitting content, you confirm it does not infringe any third-party rights and grant us permission to use it for business purposes.

Privacy and Data Protection

We are committed to protecting your privacy. Please review our privacy policy for details on how we collect, use, and safeguard your information. Privacy policy

Disclaimer and Limitations of Liability

Our website provides general information only. Use of this content is at your own risk.

Important Risk Notice:

Results may vary. Information is general and not tailored to individual circumstances.

Limitation of Liability

We are not liable for losses or damages arising from use of this site or reliance on its content.

Indemnification

By using this website, you agree to indemnify bavulenootuli from any claims arising from your use or violation of these terms.

Dispute Resolution Process

In the event of a dispute, we encourage resolution through direct communication first.

Arbitration

If unresolved, disputes may be referred to binding arbitration under Australian law.

Arbitration does not limit your statutory rights as a consumer.

Online Dispute Resolution

You may also access online dispute resolution platforms for additional support.

Learn about ODR options: Learn about ODR options

Applicable Law and Jurisdiction

These terms are governed by Australian law. Any disputes fall under Australian jurisdiction.

Termination

We reserve the right to terminate or suspend access for breach of terms or unlawful use.

Modifications

We may update these terms at any time. Continued use constitutes acceptance of changes.

Severability

If any part of these terms is found invalid, the remainder will remain in effect.

Entire Agreement Statement

These terms constitute the full agreement between you and bavulenootuli regarding use of the website.

Contact for Terms Enquiries

For questions about our terms, please use the details below.

Email address: content@bavulenootuli.com

Phone number: +61738879463

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 20, 2025

Version: 1.0